Yerevan, 02.December.2022,
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In the first trimester Unibank has made a profit of more than AMD 472 million

Economics

Today, on June 20, the annual general meeting of “Unibank” OJSC shareholders took place, where the results of the bank’s work during 2017 were summed up and further plans were presented. During the reporting year the bank’s assets have increased by approximately 9,5 % becoming AMD 202.7 billion, while the liabilities have exceeded the number of AMD 167,4 billion increasing by 11%. The total capital of the bank has been more than AMD 35,4 billion. The volume of the bank’s loans has grown by 14% becoming more than AMD 135 billion.             

A great work has been carried out at Unibank in 2017 in regards to the improvement of the service quality and the services provided. As a result, Unibank has had a leading role in retail market providing more than 1 000 loans daily. Today, the bank has 360 000 clients and 173 shareholders. 



“During the reporting year, Unibank has provided a high rate of growth in all the main spheres of its activity. The improvement of the risk management system, portfolio diversification and extension of loan volumes has made the record index of Unibank’s assets possible. The improvement of the bank’s assets has also been evaluated by Moody’s agency, the latter having raised Unibank’s rating up to B2 level by stable forecasting. Today, the bank has 360 000 clients and 173 shareholders who consider Unibank a trustworthy and reliable partner,” mentioned Gagik Zakaryan, Unibank Board Chairman. 

Unibank has continued its active growth in 2018 as well and has over-fulfilled the business plan. In the first trimester, Unibank has made a profit of more than AMD 472 million, which will essentially contribute to the rise of the bank’s investment attractiveness. 

“In the frameworks of the bank’s development strategies, we are planning to make a profit of about AMD 4 billion in 2020. Тhe market share of the bank’s retail loans will be up to 13%, POS loans- up to 40%, corporative loans- up to 10%. We are also planning a rise in the quantity of banking cards making it more than 100 000 from 80 000”, said Mesrop Hakobyan, CEO of Unibank.



The meeting of shareholders has confirmed the bank’s Board as such: Gagik Zakaryan, Georgie Piskov, Vardan Atayan, Eduard Zamanyan, Hrahat Arzumanyan, David Papazyan, Artem Konstandyan.

“As you know, there was a change in the bank’s Management in 2017 and Mesrop Hakobyan took responsibilities of CEO, while Vardan Atayan accepted our offer to continue his work in the Board. Artem Konstandyan, the new Board Member of Unibank, also has a great banking experience. We are sure, that Unibank will actively continue its development as a client-oriented and innovative bank owing to the team work. We are grateful to our shareholders and clients for their trust and loyalty, and to the bank’s staff for their team-work, as well. Also, special thanks to the Central Bank and to the Union of Banks of Armenia, for their support,” supped up Gagik Zakaryan. 

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